The financial help you need with Solution Credit
We're here to help meet the needs of those who can't access traditional loans. Our goal is to offer you quick solutions while guiding you toward greater financial stability. Get Started Learn More
Easy
application
Apply online, easily and from anywhere, in just a few clicks.
100% secured
Benefit from the utmost discretion and security when interacting with Solution Credit.
Quick approval
Our process allows us to give you a quick response to help you immediately.
Satisfied customers
Need money or bad credit?
We can help!Benefit from a simple and effective approach to regain control of your finances. Access fast financing while improving your credit rating.
- Loans from $300 to $1,500
- Secure and confidential
- Simplified application
- Fast and flexible
- Credit adjustment
- Best available rate
Our support helps you get the credit you want.
No more long waits! Our online application process is designed to be fast and easy to use. Accessible 24 hours a day, 7 days a week, you can submit your application easily, wherever you are and at a time that suits you.
$600 Loan
Principal borrower: $400.00
Co-borrower: $200.00
Terms: 3 months
Prepayment frequency: 2 weeks
Number of withdrawals: 6
Fees per transaction: $1.50
Final credit rate: 24.50
Interest: $14.44
Total amount of each payment: $104.07
Total cost of loan: $624.44
*Interac transfer fee (Optional): $10.00
$900 Loan
Principal borrower: 600.00
Co-borrower: $300.00
Terms: 4 months
Payment frequency: 2 weeks
Number of withdrawals: 8
Transaction fee: $2.20
Final credit rate: 24.50
Interest: $29.35
Total amount of each payment: $117.42
Total cost of loan: $939.35
*Interac transfer fee (Optional): $10.00
$1500 Loan
Principal borrower: $1,000.00
Co-borrower: $500.00
Terms: 5 months
Payment frequency: 2 weeks
Number of withdrawals: 10
Fees per transaction: $3.64
Final credit rate: 24.50
Interest: $61.75
Total amount of each payment: $157.17
Total cost of loan: $1571.75
*Interac transfer fee (Optional): $10.00
Find the perfect solution for you
Our team is always available to guide you toward obtaining your first loan or to advise you on any financial questions you may have.
All you have to do is fill in the online form in less than 5 minutes.
Your request will be answered within one hour.
The selected amount will be deposited into your account on the same day.
Instant loans at your fingertips
In Canada, we're the trusted solution for your micro-lending needs. Fast, flexible and adapted to your situation, our service is designed to offer you effective and accessible financial support.
- Fast, simple process, approved in just a few steps.
- Flexible loans tailored to your needs and budget.
- Customer support, available to help you every step of the way.
If you need any assistance, please do not hesitate to contact our team.
People love Solution Credit!
Our customers trust us and share their experience! Thanks to our fast, accessible service, we've helped thousands of people get the financing they need, when they need it most.
Any questions?
Applying for a loan with us is quick and easy. All you have to do is fill in our online form in just a few minutes with your basic information, such as your identity, bank details and source of income. There’s no need to go anywhere – everything is done securely online. Once you’ve submitted your application, our team reviews it quickly and you’ll receive a reply within hours. If your loan is approved, the funds will be deposited directly into your bank account, usually the same day or within 24 hours.
Our eligibility criteria are designed to give as many people as possible access to financial assistance, even without a good credit history. To qualify, you must :
- Be at least 18 years old
- Reside in Québec and be a citizen or permanent resident
- Stable income of at least $1,200 per month (employment, benefits, etc.)
- An active Canadian bank account
- Not be in bankruptcy or an active consumer proposal
Unlike traditional banks, we don’t require a credit check. Instead, we analyze your current repayment capacity and propose a solution tailored to your financial situation.
We know how important it is to have access to funds quickly in case of urgent need. Once your request has been submitted and approved, funds are transferred the same day in most cases, and always within a maximum of 24 hours. If your request is completed and approved early in the day, you may receive your money within a few hours. On the other hand, if it is submitted in the evening or over the weekend, processing may take place on the next working day.
No, we believe in transparency and honesty. All fees and repayment terms are clearly detailed in your contract before you accept the loan offer. You won’t be charged any hidden fees or unexpected costs. You’ll know right from the start exactly how much you’ll have to pay back, and what your payment schedule will be. In case of doubt, our customer service is always available to answer your questions before finalizing your application.
Absolutely! You always have the option of paying off your loan early, in full or in part, without any additional charges or penalties. Making an early repayment can help you save on interest charges and reduce your financial commitment more quickly. Simply contact our customer service department to arrange an advance payment, or make a transfer directly from your bank account.
Our team is at your disposal to answer all your questions and help you with your loan application. You can reach us at
By e-mail: guaranteed response within 24 hours
Online chat: Accessible directly from our website for fast assistance.
Whether you have a question before you apply, need to follow up on a file or need information about your refund, we’re here to help!
Financial tips and tricks
Boost Your Finances Today with Solution Credit
- Benefit from a simple and effective approach to regain control of your finances. Access fast financing while improving your credit rating.